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Critical Illness Insurance

Chances are you or someone you know has experienced a Critical Illness!

Critical Illness Insurance can indeed provide crucial financial protection in the event of a serious health emergency such as cancer, heart attack, or stroke. Here are some key points to consider:

  1. Additional Coverage: While standard health insurance plans may cover some medical expenses, they often don’t fully cover the extensive costs associated with critical illnesses. Critical Illness Insurance can provide additional coverage for expenses not covered by traditional health insurance, such as deductibles, copayments, and non-medical expenses like transportation and lodging.
  1. Financial Protection: A critical illness diagnosis can lead to significant financial strain due to medical bills, lost income from being unable to work, and other related expenses. Critical Illness Insurance can provide a lump-sum payment upon diagnosis, which can help cover these expenses and alleviate financial stress during a challenging time.

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*83% of Hospital Admissions are to Due to a Critical Illness!

Critical Facts

Critical Illness Insurance provides additional coverage for medical emergencies like heart attack, stroke, or cancer.

Because these emergencies or illnesses often incure greater than average medical costs, these policies pay out cash to help cover those out-of-pocket costs where traditional health insurance may fall short.

*Sources: Agency for Healthcare Research and Quality (AHRQ) – Medical Expenditure Panel Survey AND Centers for Disease Control and Prevention

  1. Customized Coverage: Critical Illness Insurance policies can be tailored to meet your specific needs and budget. You can choose the coverage amount, duration, and additional benefits based on your individual circumstances and risk factors.
  1. Peace of Mind: Having Critical Illness Insurance can provide peace of mind knowing that you have financial protection in place to help you focus on recovery without worrying about the financial implications of your illness.
  1. Supplement to Health Insurance: Critical Illness Insurance complements your existing health insurance coverage by providing additional financial protection for specific critical illnesses. It is not a substitute for health insurance but rather a supplemental policy to help cover gaps in coverage.
  1. Affordability: Critical Illness Insurance premiums can be affordable, especially when compared to the potential financial burden of a critical illness. By paying a relatively small premium, you can obtain significant financial protection in the event of a covered diagnosis.
  1. Early Detection Benefits: Some Critical Illness Insurance policies offer benefits for early detection screenings and preventive care, which can help detect potential health issues early and prevent the progression of serious illnesses.
  1. Consultation with a Professional: It’s essential to consult with a licensed insurance agent or broker to understand the specifics of Critical Illness Insurance policies, including coverage limitations, exclusions, and waiting periods, to ensure you choose the right policy for your needs.

Overall, Critical Illness Insurance can be a valuable financial safeguard for you and your family in the event of a serious health crisis.

Your Critical Illness Options

Critical Health Insurance

Additional coverage for medical emergencies like heart attack, stroke, or cancer. Because these emergencies or illnesses often incur greater than average medical costs, these policies pay out cash to help cover those out of pocket expenses!

Get a Quote Today!